Arth

📊

Reviewing your portfolio...

"Your money, your rules."

Wealth Snapshot

Your complete financial picture at a glance

Financial Planning

Goals you're working toward and how close you are

Goal Progress

Monthly Money Flow

Where your money goes — and where it could go

Cash Flow

🔮 If you invested your surplus...

What Needs Attention

Personalized nudges to improve your finances

Nudges

📋 Help Arth help you

The more Arth knows, the better the advice

📄

No holdings yet

Upload your CAS statement to track your mutual fund portfolio

Your Portfolio Holdings

Scheme	Invested	Current	Gain	Gain %	XIRR %

Financial Goals

Track progress toward your life goals

Choose a template

Goal Name

Target Amount (₹)

Target Date

Link Holdings

🎯

No goals yet

Set a financial goal and track your progress

⏳

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👤

No profile yet

Chat with Arth to build your financial profile

📊 Financial Snapshot

🔓 Filling this unlocks: personalized advice, insurance needs, tax planning

Name

How Arth addresses you

Age

Helps set the right investment horizon

Occupation

Salaried, freelancer, business — affects tax & insurance advice

City

Cost of living varies — helps set realistic benchmarks

Marital Status

For tax and insurance planning

Number of Kids

Helps plan education corpus and child insurance needs

Dependent Parents?

For tax deduction and insurance analysis

Parents' Health Insurance?

Checks if your family has coverage gaps

Risk Appetite

Conservative = FDs & debt funds · Moderate = mix · Aggressive = mostly equity

Monthly In-Hand Salary

Used to calculate savings rate and tax bracket

Annual Bonus

Total annual bonus before tax

Annual RSU / Stock Vesting

Yearly value of RSU/ESOP vesting — taxed as perquisite

Total Monthly SIP

Total amount invested via SIPs each month

Other Income (monthly)

Rental, freelance, dividends — any regular non-salary income

Spouse Income (monthly)

Helps Arth calculate household savings capacity

🔓 Filling this unlocks: savings rate analysis, budget optimization

Total Monthly Expenses

Approximate total — break down below if you know the details

Monthly Rent

Pure housing cost — if you have a home loan instead, skip this (it's in Loans)

Groceries & Essentials

Monthly average for household essentials

Utilities & Subscriptions

Wifi, phone, OTT, electricity — all recurring bills

Dining & Entertainment

Restaurants, movies, outings — approximate monthly

Annual Big-Ticket (vacations, school fees)

Yearly total — vacations, school fees, festivals

🔓 Filling this unlocks: retirement readiness score, 80C utilization check

EPF Balance

Check your EPFO passbook or payslip

Monthly EPF Contribution

Employee + employer share from your payslip

PPF Balance

Current balance from your PPF passbook

PPF Annual Contribution

How much you put in this year (max ₹1.5L)

🔓 Filling this unlocks: 80CCD(1B) deduction check, retirement corpus projection

NPS Balance

Current balance from NPS CRA statement

Monthly Contribution

Your monthly NPS contribution amount

Equity Allocation %

% in equity (E) fund — check your CRA statement

Tier

Tier I (locked till 60) or Tier II (flexible)

🔓 Filling this unlocks: FD laddering analysis, tax-efficient alternatives

Bank

Which bank or NBFC

Amount

Deposit amount

Interest Rate

Annual rate on this FD

Maturity Date

When this FD matures

Tax-Saver?

5-year lock-in under 80C

🔓 Filling this unlocks: true net worth, asset allocation, rental yield analysis

Type

What kind of property

Location

City or area — affects valuation

Current Value

Approximate market value today

Purchase Price

What you paid — for capital gains calc

Usage

How you use this property

Monthly Rental Income

Monthly rent received

Has Linked Loan?

Add details in Loans section

🔓 Filling this unlocks: gold allocation %, SGB maturity tracking

Type

Form of gold holding

Current Value

Amount you invested in this SGB

Maturity Date

For SGBs — 8 year maturity

🔓 Filling this unlocks: total equity exposure, LTCG/STCG estimation

Total Demat Value

Current value from Zerodha, Groww etc.

Invested Value

Total amount you invested (cost basis)

Broker

Which platform you use

🔓 Filling this unlocks: concentration risk check, vesting timeline, tax on exercise

Company

Employer granting the stock

Vested Value

Current value of vested shares

Unvested Value

Value yet to vest

Next Vesting Date

When next batch vests

🔓 Filling this unlocks: debt-to-income ratio, prepayment vs invest analysis, refinance alerts

🏠

Principal

Original loan amount

Outstanding

What's left to pay

Interest Rate

Current rate from your bank statement

Monthly EMI

Your monthly payment amount

Start Date

When the loan began

End Date

When the loan ends — check your schedule

🔓 Filling this unlocks: coverage gap analysis, premium optimization

Term Life Cover

Sum assured from your policy document

Term Life Premium

Annual premium you pay

Health Insurance Cover

Sum insured from your policy

Health Premium

Annual premium you pay

Have ULIP/endowment policies? Tell Arth in chat — we'll analyze surrender value vs continuing.

🔓 Filling this unlocks: old vs new regime comparison, tax-saving recommendations

Tax Regime

Select current regime — Arth will compare both

Basic Salary (monthly)

From your payslip — usually 40-50% of CTC

HRA Received (monthly)

HRA component from your payslip

Rent Paid (monthly)

Monthly rent — needed for HRA exemption calc

80C Used (ELSS, PPF, LIC etc)

Total 80C investments this year (ELSS, PPF, LIC, EPF)

80D (Health Insurance Premium)

Health insurance premiums paid this year

अArth

Your data stays yours. Arth runs the math, you make the calls.

GitHub Blog

Arth

Wealth Snapshot

Financial Planning

Monthly Money Flow

What Needs Attention

No holdings yet

Your Portfolio Holdings

Financial Goals

Choose a template

No goals yet

No profile yet

📊 Financial Snapshot

Personal

Income Details

Expenses

EPF & PPF

NPS

Fixed Deposits

Real Estate

Gold

Stocks & Demat

ESOP / RSU

Loans & Liabilities

Insurance

Tax Details

Arth AI

Wealth Snapshot

Financial Planning

Monthly Money Flow

What Needs Attention

No holdings yet

Your Portfolio Holdings

Financial Goals

Choose a template

No goals yet

No profile yet

📊 Financial Snapshot

Personal

Income Details

Expenses

EPF & PPF

NPS

Fixed Deposits

Real Estate

Gold

Stocks & Demat

ESOP / RSU

Loans & Liabilities

Insurance

Tax Details

Arth AI

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